Student disability insurance

Disability insurance for students and graduates gives you financial security, no matter what life throws your way. For your current plans and future career. Coverage begins during your studies and includes mental and physical illnesses.

So if you take out insurance, an electricity contract or a new DSL contract via a link from our site, we will donate €10 to the UNICEF education mission in Malawi.

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For your plans today & your career tomorrow

You don't need to know what your career will look like to get insurance. Your disability insurance goes with you, wherever your journey takes you.

  • Studying = low risk class

    As a student, you are classified in a low-risk category with favorable rates. This advantage will remain with you even if you later become a high-wire artist.

  • Changing professions ≠ higher premiums

    No matter which path you take after your studies, you will continue to benefit from your affordable start in insurance as a student.
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Even during my studies

Take control of your future and secure your earning capacity and income now that you're planning for it; it's worth it!

  • Cheaper rates

    If you are young and healthy, you can get the best rates. With the first health problems, the conditions will worsen, or you may not be accepted at all.

  • Even in recreational accidents

    Accidents happen, but don't panic! Disability insurance will kick in if you become unable to work as a result of an accident.

  • Real protection

    If you become unable to work during or shortly after your studies, you generally won't receive a statutory disability pension. Disability insurance is there for you!
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In cases of mental and physical illnesses

Disability isn't limited to those who perform physical labor. The world of work has changed dramatically over the decades, and with it, the illnesses that can lead to disability. Here's an overview of current causes of disability:

☐ Nervous system disorders 29.65%

☐ Diseases of the musculoskeletal system. 20.89%

☐ Other diseases. 17.61%

☐ Cancer and other malignant tumors 17.05%

☐ Accidents 7.77%

☐ Diseases of the heart and vascular system 7.03%

Source: Morgen & Morgen

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Plenty of choice, a suitable offer

Your life is unique, and so is your insurance. That's why we offer you personalized advice and a wide selection of top-quality plans. Together with our team of advisors, you'll find the perfect plan for you.

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