So, let's start with a difficult topic. We
We need to keep an eye on our financial resources.
Even if currently the main expense is the rent for a shared apartment room and
the cost of the basic pesto pasta supply from our
If the account is debited, we should take a closer look at the
Income and expenses are reflected in our account.
In the words of the Finance Bros: “We need to get the cash
"Check inflows and outflows."
I personally love spending money on a latte macchiato.
and a piece of chocolate cake at my favorite café.
I'm happy to look away when my phone uses the card reader.
touched.
I recently downloaded a budget app,
which broke down my expenses into the smallest detail and
The losses in the “Restaurants & Cafes” sector have me
briefly turn pale.
HOW WE'RE TAKING THE MONEY FROM FINANCE BROS
So, unfortunately, it really is better to deposit money into the account every now and then.
to look at and, above all, to understand which expenditure categories
egos where all the money is used.
Let's start small, without making any major changes.
Next month we can monitor our finances,
For now, without changing anything about our normal behavior.
There are many different ways to do this:
1. We can access our account every day and the
Let's just let the red and green numbers sink in.
2. We can keep a small notebook and write down everything.
Write down our income and expenses, at the end
Then add everything up for the month. My grandma is
Big fan of this method.
3. We can also download an app. In the Play Store
The store contains everything from household budget apps, in which
You can create your own lists, until financial apps that au-
automatically scan our accounts and provide us with an evaluation-
create tung.
4. We can create an Excel spreadsheet that works.
then similar to the notebook, only it doesn't look as aesthetically pleasing.
thematically out.
Simply choose a method or get creative and
Build your own system. The important thing is to use...
to take a truly neutral look at all the numbers and
to track them as accurately as possible.
It's best to stay with it for a longer period of time.
the system, in order to have a long-term overview and to
KEEPING MONEY IN MIND
to become aware of one's own financial situation.
Once we have developed an awareness of our money,
We can work on ending up in a better position overall.
We will address this topic in many of our upcoming blog posts.
See you very soon and all my love
Anna
